Smart Rewards Plus Checking

Here’s a checking account for today’s on-the-go crowd. Earn Reward Points simply by using your First Federal debit card as well as points for qualifying transactions or events. Take advantage of earning interest and convenient eStatements. To top it off, you receive free Bill Pay online to keep things quick and easy!

With our Smart Rewards Plus Checking account, you can earn extra bonus points for having a direct deposit, making a mobile deposit, using bill pay and popmoney® once per month. Plus enjoy a Birthday reward on us!

Smart Rewards Plus Checking Features

  • Minimum opening deposit of $25
  • Unlimited check writing
  • Monthly account maintenance charge $9. Fee may be refunded by meeting 3 of the following 6 qualifiers each cycle:
    • POS transaction >10
    • Registered for eStatements
    • One Direct Deposit
    • Loan Relationship
    • Average Deposit  Relationship balance > $2,500
    • Account Owner is Age 62+
  • Earned interest varies, based on the applicable interest rate and APY*.  Tiered rates on ledger balance of:
    • <= $2,500
    • > $2,500 and <= $100,000
    • = $100,001 to $250,000
    • > $250,001
  • uChoose Rewards®
  • First order of checks free.  For account owners age 62 +, up to two check orders per calendar year, per account will be refunded
  • ATM foreign charges refunded (up to $15 per monthly statement)
  • Eligible for extra Bonus Rewards Points
  • FREE ID Fraud Expense Reimbursement & Resolution Service - $5,000 coverage limit and $0 deductible
  • FREE eStatements
  • FREE  Visa Bonus Check Card
  • FREE 24-hour account information
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • Overdraft Privilege Feature (Fees apply if this service is used)

* APY Annual Percentage Yield


Member FDIC Equal Housing Lender