Home Equity imgHome Equity Loans & Lines
of Credit

You work hard. Let the value you have in your home work just as hard for you.  With the equity in your home, you can consolidate your debt, free-up money for virtually anything, and possibly save money by paying off high interest loans.  It may be advantageous for income tax purposes, depending upon your situation. 

The money you need is available, quicker and easier than you think. Call or come by any First Federal office today.


Home Equity Loans

Equity can be used for any purpose – purchase an auto, pay tuition or home improvements, etc.

  • Fixed rate
  • Various terms available
  • Interest may be tax deductible

Home Equity Line of Credit

The Home Equity Line of Credit is an open line of credit that is based on the equity you have built up in your home.

  • Adjustable rate
  • Interest may be tax deductible
  • Revolving line of credit
  • Line-of-credit can be accessed by check, telephone transfer or online banking

For specific details on any of these products, including current interest rates and terms, please contact one of our Loan Officers or Personal Bankers at any of our locations.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act), which was created to enhance consumer protection, requires Mortgage Loan Originators to be registered with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain this registration.

Mortgage Loan Originators & NMLS Registry

Member FDIC Equal Housing Lender